Construction Excess WRAP: Coverage at Full Speed

Range Underwriter's construction excess liability insurance program for commercial projects valued at $35M–$1B. Submit your risk for a specialized quote.

The Excess WRAP Overview

An excess liability policy for construction above primary insurance layers, focused on disciplined risk selection and sustainable profitability in the construction insurance market.  Pricing is data-driven anchored to construction values. Construction Excess WRAP Program is available through Range Underwriters and routing through select wholesale partners.

Wholesale Distributed - Specific Brokers With WRAP Experience

Construction Excess WRAP

What the Program Covers

Specialized coverage types, each structured to address the distinct liability exposures of commercial construction, including mixed-use developments.

Excess Liability

Excess liability starting at a $2M primary attachment point for commercial projects. Our standard follow-form structure integrates with your qualifying underlying policies.

Products-Completed Operations

Extended coverage for 10 years or the statute of repose. This means the program provides long-term certainty to cover exposures, well after the project is completed.

Who Excess WRAP Is Built For

Designed primarily for single-site commercial construction, OCIPs, and CCIPs—with selective appetite for rolling programs and select infrastructure.

Primary Segments

Secondary Segments

The Range Underwriters Advantage

Forget about the wait and ensure the accuracy. By using our proprietary logic to screen risks instantly, our experienced underwriters provide credible, bindable quotes.

Speed at Scale

Expedited turnaround time on complete submissions.

Defined Risk Appetite​

Clear parameters on project values, geography, contractor qualifications, and exclusions.​

Construction Industry Experience

Verticality assessment framework, IRM methodology, and market leadership across OCIPs, CCIPs, and rolling programs.

Strong Capacity

Reinsurance strategy is anchored to AA XV AM Best rated paper.

Proprietary Pricing

Data-driven, pricing methodology that’s disciplined and defensible—supporting portfolio profitability for capacity partners and long term solutions for insureds.

Risk Appetites for Construction Excess WRAP

A clear guide to pre-qualify your risk and get a successful quote from Range Underwriters.

What Fits
the Program

What Doesn’t Fit
the Program

Ready to Submit
a Risk?

Our construction specialists review every submission with the technical depth the risk deserves.

Confirm

Confirm the risk meets the parameters that fit Range’s Construction Excess WRAP program.

Assemble

Assemble a complete submission with all required project and contractor documentation.

Submit

Submit directly via email at [email protected]. Or contact our team to request a distribution appointment.

Frequently Asked Questions

Here are the answers our capacity providers and distribution partners have about the Construction Excess Wrap Range Underwriters program.

What is the maximum limit available?

$10M gross excess limit per occurrence. We deploy $5M within the first $10M layer, up to $10M when attachment is $10M or above.

$2M is the standard. Infrastructure and government contracts require a $10M minimum attachment.

This is a specified wholesale-distributed product. Retail agents must access coverage through a licensed wholesaler appointed by Range Underwriters. Distribution partners may submit risks directly or through RangeUnderwriters.

Lloyd’s of London handles all claims pertaining to RangeUnderwriter's Construction Excess WRAP program.

Yes. Extended products-completed operations coverage is available for 10 years or the applicable statute of repose, whichever governs.

The program covers all domestic US, with emphasis on favorable legal environments. State-specific eligibility and compliance considerations apply—contact our team for details on your state.

Have a Construction Risk to
Submit?

Appointed Wholesalers can submit a complete risk to get a detailed quote or request to be appointed as a distribution partner.